"Like other married couple, we thought saving some money out of our monthly salary we'd be just fine. Little did we know we fell into a trap of "blind savings" which means blindly saving money without a plan or a goal… for our family our main and top priorities are education, retirement and owning a house & property."
Christine Jane C. Gabrinez★★★★★ · March 2022"We thought that budgeting is enough but still we don't meet our financial goal every year. Through his systematic approach we understand the real essence of Financial Goals."
Rudy Kim NovedaScheduler at Culham Engineering · June 2023College Fund Report
What you're paying for
Compare your options
Same course and start year. Total cost when college starts.
| Where | Total |
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Picking a school is a big decision. On the call, we can look at which option fits your family's budget and plans.
Where you keep the money matters
Same goal, same deadline. The monthly amount you need:
- ✅Peace of mind na hindi kukulangin.Sapat ang pera pagdating ng college, so you're not worried every payday.
- ✅Your child gets to choose.Pipiliin niya ang course na talagang gusto niya, hindi lang 'yung kasya sa budget.
- ✅A monthly amount na kaya talaga ng budget mo,with a clear deadline and check-ins para alam mo kung on track ka.
- ✅A backup plan,para tuloy pa rin ang pag-aaral niya kahit may hindi inaasahang mangyari.
"…regardless of income size, having a carefully laid-out plan is the key to materializing financial goals."Charmaine Junio
"I have been able to save more and live within my means."Dianne R. Malabanan
"That kind of peace of mind is priceless."Tetet Velez
Ikuwento mo ang situation mo. Itanong mo lahat ng gusto mong malaman about the coaching program. Then we'll see together kung good fit tayo. No pressure.
For OFWs based in Qatar. 3 new families lang ang tinatanggap ko each month.
- This calculator is for learning only. It is not financial advice and not an offer of any product.
- Costs are averages from published or reported fees as of November 2026. Your child's actual school may charge more or less. Always check with the school directly.
- Scholarships, entrance exams, books, uniforms and daily allowance are not included.
- We assume school and living costs go up 5% a year. Savings growth depends on how many years are left: 3% a year if less than 5 years, 6% if 5 to 6 years, and 7% if 7 years or more. Less time means less risk, so we use a lower rate. Growth is not guaranteed and can be lower.
- We use one average cost increase (5%) for every country. Actual increases differ by country and school.
- Board exam review, internship year, bar review, airline type rating and extra flying hours for airline jobs are not included.
- Some figures are our estimates and are marked as such. Europe shows an average of 5 countries; real fees vary a lot by country.
- Exchange rates used: QR 1 = ₱16, US$1 = QR 3.64, €1 = QR 4.07. Exchange rates will change over the years.
- Please don't make big money decisions from this page alone. Talk to a licensed financial professional first.
Where these numbers come from
- Qatar: published 2026 per-credit fees of public universities for residents, and a public university's yearly medicine fees.
- Pilot training for Qatar families: published fee of a Dubai airline pilot academy's 2-year integrated course (about AED 810,000, 2026).
- Philippines: reported 2025–2027 tuition at top private universities in Manila, law school fees for AY 2025–26, and private medical school ranges.
- Philippines state universities: free tuition under RA 10931.
- Philippines pilot: reported private aviation-school tuition (₱27,600–90,000 per semester) and a state aeronautics college's published flight packages (₱3,237,000). USA pilot: a leading aviation university's 2026–27 tuition and flight-fee budget.
- Manila living: dorm prices of ₱6,000–10,000 a month (shared, with aircon). Food and transport are our estimate.
- USA: College Board, Trends in College Pricing 2025 (tuition, room and board); AAMC medical school data 2025–26; AccessLex law school data.
- Europe: average of published or reported 2026 non-EU fees and living costs in the UK, France, the Netherlands, Poland and Estonia (UK living cost from the official student visa amount). Pilot: a 3-year professional pilot bachelor's published flight-training estimate.
- Doha living: Numbeo cost-of-living data, June 2026.