🎓 Free College Savings Calculator

Will You Have Enough
to Send Your Child
to College?

You left home so they would have a better life. Find out the real number you need to save — tuition and living costs, adjusted for inflation, based on where they will study.

Takes 3 minutes Inflation-adjusted Tuition and living costs 4 country options 100% free
Try the Free Calculator → Why it matters
Child dreaming of college
9:41 ▐▐▐ ◉
A
Aris Jay Riparip
Financial Coach
Book Call
Step 2 of 3 66%
Choose country
🇶🇦
Qatar
🇪🇺
Europe
🇺🇸
USA
🇵🇭
PH
Choose course
🏥 Nursing
⚕️ Medicine
⚙️ Engineering
💼 Business
Total Education Fund Needed
QR 312,400
in today's money · inflated over 14 years

See the real number for your child in 3 minutes →

The OFW Reality

Most OFW Parents Are Saving
Without a Real Plan

You send money home faithfully. But sending money and having a plan are two very different things. The numbers tell the real story.

1
out of
3
of Filipino families

borrow for their children's education when savings are not prepared early

2
out of
3
of OFW households

depend on remittances for family needs making long-term goals like college easy to delay

You gave your best years to provide for your family. But without a clear education plan, college can become a financial shock — forcing families to borrow, sacrifice retirement, or delay the future they worked so hard for.

The goal is not just to send your child to school. The goal is to do it without breaking your own future.

A Common Concern

"I Don't Want to Decide
My Child's Future for Them."

💡
You are not deciding. You are preparing.

You do not need to know what your child wants to be right now. The calculator lets you choose any course as a starting benchmark. Pick the closest one — or use the average across all courses. The most important thing is that you start saving with a real number in mind. You can always update the target as your child grows and their path becomes clearer. A plan that gets adjusted is far better than no plan at all.

Simple Process

3 Questions.
3 Minutes.
One Clear Number.

1
👧
Your child's age and timeline

How old are they and when do you expect them to start college? This tells us how many years you have to save.

2
🌍
Where and what they will study

Pick a country and a course. If you are not sure yet, just use the average. You can always update it later.

3
📊
Your education fund target

See the inflation-adjusted total you need, how ready you are today, and how much to set aside each month.

Get My Number Now →
Who Built This

Built by Someone Who
Understands Your Reality

Aris Jay Riparip
Qatar-Based OFW Specialist
Aris Jay Riparip
Financial Coach · OFW Specialist

I built this tool because I kept meeting OFW parents doing what I call blind savings — putting money aside with no goal and no idea what the real number was. This calculator gives you that number. What you do with it is up to you.

Learn more at arisriparip.com →
Start Here

You Now Know the Tool Exists.
Use It for Your Child Today.

It takes 3 minutes. It costs nothing. And it gives you the one number most OFW parents never bother to find until it is too late.

Try the Free Calculator Now →

For general planning purposes only. Always consult a licensed financial professional before making major financial decisions.

FAQ

Common Questions

Is this calculator really free?+
Yes, completely free. There are no hidden fees and no payment required at any point to use this tool.
How accurate are the cost estimates?+
The figures are based on researched averages per country and course, covering tuition plus estimated living expenses. They are for general planning purposes only. Actual costs vary by institution, city, and lifestyle. Always verify directly with the school. Do not make major financial decisions based solely on these results.
What if my child does not know what they want to study yet?+
That is completely fine. The calculator has an option to use the average cost across all courses. Pick that as your starting point. You can always come back and update it when your child's direction becomes clearer. The important thing is that you have a number to save toward right now.
What currency does the calculator use?+
You can choose QAR, PHP, or USD at the start. All amounts display in your selected currency. Base data is in QAR. Conversion: QR 1 = PHP 16, USD 1 = PHP 60.
Can I save or share my results?+
Yes. At the end of your results, you can download a full branded report that opens in any browser. You can print it, share it on WhatsApp, or review it together with your partner.